Sewer back up happens when the volume of water and sewage flowing into a sewer system exceeds its capacity. Other causes of sewer back up include:
- blocked sewer connections caused by tree roots
- collapsed sewer pipes
- improper use of the sewer system
Additional prevention information can be found in the Protect your home from basement flooding brochure, which provides 20 flood reduction options to improve the safety of your home from the Institute for Catastrophic Loss Reduction.
Watch now: Sewer back up demo
Another preventative measure you can consider is a sump pump, which provides an effective means of pumping foundation drainage away from your home. The Institute for Catastrophic Loss Reduction provides valuable advice on what to consider when having a sump pump system installed or when replacing an old pump in their Focus on sump pump systems brochure.
Accepted backflow devices
If you have already suffered a sewer back up loss, you will need to have a professional install a 4-inch automatic backwater valve, which normally stays open, in order to be eligible for the broadest sewer back up coverage available from SGI CANADA.
Below are the approved devices to be eligible for the full range of sewer coverage benefits.
- Automatic backwater valves - A device designed to stop wastewater from backing up into your basement.
- Sealing systems - A device that seals your sanitary and storm sewers automatically. For more information on the Aqua-Protec™ system, visit Inflotrolix Inc.
Note: Please advise your broker if you have a Mainline or Blokker backwater value or Aqua-Protec sealing system, as you may qualify for a discount on your Home Pak premium. Contact an SGI CANADA insurance broker for more information.