Protect your new vehicle
Don't have an Auto Pak policy yet? Our online eQuote tool will provide you:
- a quote with the replacement or repair cost coverage option; and
- the ability to buy your policy online!
Preserve your new vehicle's value
It is said a new vehicle purchase loses value the minute you drive it off the dealer’s lot. That depreciation can be depressing.
By purchasing SGI CANADA’s replacement or repair cost coverage you’ll preserve the value of your new pride and joy and protect yourself against depreciation and rising repair costs in its 1st 3 years.
But act fast! You must purchase it within 120 days of your new vehicle’s delivery date.
How does it work?
If your vehicle is a total loss - We will replace your vehicle with a brand new one of the same make and model, or we will pay you the manufacturer's suggested retail price plus taxes and an additional inflation factor if the loss occurs in the 2nd or 3rd year.
If your vehicle is repairable - Only new parts will be used - not salvaged or 2nd-hand parts.
If your vehicle gets a dent - If it’s small and can be fixed with paintless dent repair (PDR), you’re covered for amounts under $150 for policies with a $50, $100 or $200 deductible. You won’t have to pay the policy deductible.
If you bought accessories - You can fix or replace them too, as long as they were added to the vehicle and the policy within 120 days from your delivery date.
If your vehicle is leased - Your original purchase price is protected, covering the difference between the actual cash value settlement and the original purchase price as shown on your lease agreement.
Note: It is recommended that you keep your original bill of sale in a safe place as it will be helpful if you make a claim.
1st and 2nd year (24 months)
Your replacement or repair cost option applies to collisions and all losses covered by your Auto Pak policy.
You’re protected for the same types of losses as in the 1st 24 months, except for fire, theft, water, vandalism and malicious mischief.
Bill of sale
Your bill of sale is where you’ll find your delivery date for determining when your 120 day window to purchase replacement or repair cost coverage begins.
Manage your Auto Pak with MySGI
Access your MySGI account to view, print, or pay for your Auto Pak from the comfort of your home. You can review your current policy and contact your broker for any modifications.