Our multi-policy discount is available on an assortment of home and auto products and includes additional coverage at no extra cost.
If you insure both your home and auto with SGI CANADA you’ll receive:
- A 10% discount on damage coverage for private passenger vehicles and motorcycles.
- A 10% discount on your premium for your principal residence.
You’ll also receive:
- Loss of Use coverage up to $1,000 free of charge if your vehicle is insured for physical damage. This means if you lose the use of your vehicle and it's covered under your physical damage coverage, SGI CANADA will cover the cost of a rental vehicle, taxicab fares or any public transportation fares up to $1,000.
- An Accident Rating Waiver free of charge if you have a safe driving record. This guarantees your driving record won't be downgraded as a result of 1 at-fault accident, providing the driver isn't convicted of a Criminal Code offence, a conviction warranting a surcharge or a violation of Statutory Condition 2 of the insurance policy, which outlines the prohibited uses of the automobile, such as driving while disqualified or suspended. In other words, your rating won’t change unless you have a second accident or a conviction mentioned above.
- Waiver of Depreciation coverage on new vehicles free of charge for 30 months. This means if you have a brand new vehicle that gets damaged, SGI CANADA will waive the actual cash value provisions of your policy. If the vehicle is a total loss, we'll pay the actual purchase price of the vehicle or the manufacturer’s list price at the original date of purchase, whichever is less.