Basic plate insurance provides limited coverage
Every vehicle registered in Saskatchewan has basic plate insurance which provides:
- $700 deductible
- $200,000 in liability protection
Add an Auto Pak policy to protect your family and your finances
An SGI CANADA Auto Pak provides increased liability to cover you if you are at fault for an accident. Liability is one's legal responsibility to pay for damages due to an accident or loss. Auto Pak also provides family security benefits that are vital to protect your financial security and ensure your loved ones are properly cared for in the long term.
In most cases, you don't need to use insurance until the most challenging times your life. But that is precisely when you need it the most. Good insurance is an act of care.
Ask yourself these questions:
Do you and your family drive outside of Saskatchewan?
If you cause injury to a driver in another province, like Alberta, you can be sued for far more than $200,000 - the rest comes out of your pocket. A package policy provides $1-5 million in liability coverage for little cost.
Are you covered if you get in an accident with a driver who is under-insured?
With Family Security coverage provided by SGI CANADA Auto Pak your family members are financially protected from injury and loss, up to $2 million, no matter what insurance the other driver has.
Is there enough replacement income for your family to live on, if you are injured or killed in an auto accident?
The Auto Pak policy provides significantly higher injury and death benefits including replacement income, education allowance and funeral expense.
You get a lot for a little
Pay as little as $5 per month for SGI CANADA Auto Pak extension insurance. It's a small price to pay for peace of mind, knowing you and your loved ones will be cared for.
Lower your deductible and protect your vehicle
In addition to the substantial financial security benefits for you and your family, Auto Pak extension coverage provides lower deductibles, access to rental vehicles, glass repairs and much more… it will even pay to replace your brand new vehicle if it's totalled.
Ask yourself these questions:
Did you just buy a new car?
Protect your investment by purchasing Replacement or Repair Cost coverage.
Do you drive on rural highways or grid roads?
With Auto Pak, your deductible is waived if you hit wildlife; and if you add glass coverage, it will pay to fix damage to your windshield.
Does your vehicle spend a lot of time outdoors?
Auto Pak's comprehensive or specified perils coverage allows you to lower your deductible for hail damage. It's even waived for fire or lightning damage - or damaged due to theft of your entire vehicle.
Does being without wheels cramp your style?
Loss of Use coverage provides a rental vehicle if you're in an accident - keeping you on the road even if your vehicle is in the shop.
If you answered Yes to any of these questions you probably need more auto insurance.
By having the right Auto Pak policy you can protect yourself from loss above and beyond what your basic plate insurance covers.
Purchasing Auto Pak?
To determine what amount of protection is right for you, your insurance broker will ensure you know about all the options available to you so you can customize an insurance package that meets your needs. Then purchase the Pak that's right for you from your independent insurance broker or with SGI CANADA eQuote.