Auto Pak coverage can be tailored to meet your needs - whether you want to lower your deductible or have more protection from storm damage.
You can choose from different kinds of coverage - collision, comprehensive or specified perils - that deal with specific kinds of damage to your vehicle.
You can even choose different deductibles for each kind of coverage and add additional coverage options for a small cost.
Collision or upset coverage
Collision or upset coverage protects you if your vehicle is damaged in an accident with another vehicle or a single vehicle collision where your vehicle hits another object or rolls over. It also comes with increased liability protection starting at $1 million.
This coverage allows you to lower your deductible from $700 to as low as $50.
Comprehensive
Comprehensive coverage protects you if your vehicle is damaged by something other than collision or upset, including specified perils (like hail or theft).
This coverage allows you to lower your deductible from $700 to as low as $50.
Specified perils
You’re protected from all specified perils as listed in your policy booklet if you purchase comprehensive coverage. These specified perils include:
- hail
- fire
- theft
- wind
- lightning
You may also purchase specified perils separately without purchasing comprehensive coverage. If you purchase a specified perils separately, you may lower your deductible from $700 to as low as $50.
