Home insurance

Tenant insurance

Coverage options

To help determine what amount of protection is right for you, your insurance broker may ask you to complete A Record of Your Belongings worksheet designed to help you complete a listing of your personal property, from clothing to major appliances.

Reviewing this list with your broker will ensure that you have enough protection to replace all of your personal property in the event of a major loss.

Identity theft increased coverage

For an additional premium the basic coverage can be increased for all policy packages.

Increased limits coverage

This option allows you to increase limits of insurance for property with specific amounts of protection, such as jewelry. It also provides $3 million personal liability coverage as well as enhanced limits for voluntary medical and voluntary property damage payments (eligibility requirements apply).

Premises improvements - excess protection

You may purchase additional protection to pay for direct loss or damage to improvements to your premises you make or acquired at your expense.

Rental home coverage

This option allows you to add protection for up to 6 rental homes you own and rent to others.

Seasonal home coverage

You can add protection for your seasonal home and its belongings to your SGI CANADA Saskatchewan Tenant Pak policy. Guaranteed replacement cost coverage is available at no additional charge (subject to some restrictions).

Sewer backup coverage

This coverage is available for an additional premium.

Special belongings coverage

You may require extra protection on special items like jewelry, artwork, coin and stamp collections, musical instruments, bicycles, stereo equipment, cameras and furs.

Watercraft coverage

Boats, motors, personal watercraft and their equipment can also be protected.