Home insurance

Mobile home insurance

Coverage options

To help determine what amount of protection is right for you, your insurance broker may ask you to complete A Record of Your Belongings worksheet designed to help you complete a listing of your personal property, from clothing to major appliances.

Reviewing this list with your broker will ensure that you have enough protection to replace all of your personal property in the event of a major loss.

Identity theft increased coverage

For an additional premium, the basic cover limit can be increased. This is available for all Pak types.

Increased belonging protection

When you purchase any SGI CANADA Mobile Home Pak you may also choose to purchase increased belongings coverage for an additional cost.

Rental home coverage

This option allows you to add protection for up to 6 rental dwellings you own and rent to others.

Replacement cost belongings coverage

If your mobile home was built prior to 1980, you may purchase the replacement cost belongings option for a small additional charge. This coverage protects your belongings for replacement cost at today’s prices, not depreciated values, up to the amount of insurance on your policy (some exceptions may apply).

Seasonal home coverage

You can add protection for your seasonal home and its belongings to your insurance policy. Guaranteed replacement cost coverage is available at no additional charge (subject to some restrictions).

Sewer backup coverage

This coverage is available for an additional premium.

Special belongings coverage

You may require extra protection on special items like furs, jewelry, artwork, coin and stamp collections, musical instruments, bicycles, stereo equipment, cameras and furs.

Watercraft coverage

Boats, motors and their equipment can also be protected.