Home insurance

Mobile home insurance

When you own a mobile home, you have the same insurance needs as other homeowners. Our insurance provides protection for your mobile home, outbuildings, belongings and personal liability.

Mobile Home Pak A

Protects your belongings against loss or damage resulting from the following named perils:

• fire or lightning
• explosion or implosion
• smoke
• falling objects
• impact by aircraft, spacecraft or land vehicles
• riot
• vandalism or malicious acts
• water escape and rupture
• windstorm or hail
• electricity (power surge)

Mobile Home Pak I

In addition to coverages provided by Mobile Home Pak A, you receive added protection for:

• Glass breakage.
• Theft, including damage caused by attempted theft.
• Loss or damage to items being transported, caused by an accident to the transporting vehicle.

Mobile Home Pak B

Provides all the coverages provided by Mobile Home Pak I plus comprehensive coverage for your dwelling.

For example, if you're rearranging furniture and accidentally damage a wall, Mobile Home Pak B covers the damage. It also provides protection if an accidental paint spill damages your wall to wall carpeting.

Mobile Home Pak II

Provides the coverage offered by Mobile Home Pak I plus comprehensive coverage for your belongings.

For example, if an airline misplaces your luggage, Mobile Home Pak II will cover your loss, but Mobile Home Pak A, I and B won't.

Mobile Home Pak III

Provides all the coverage offered by our other Mobile Home Paks plus more.