Auto insurance

Personal vehicles

Non-owned driver’s coverage

This feature is unique to SGI CANADA’s Auto Pak. At no additional cost, it automatically provides you, your spouse and the children in your care with coverage while driving a vehicle you don’t own. This extends to a vehicle that you're contractually liable for while being driven by someone else with your permission.

The coverage matches the coverage you purchase for your own vehicle - you pay the same deductible and receive the same benefits. This is important when you rent or borrow someone else’s vehicle. The coverage protects you in case the owner doesn’t have adequate insurance.

You may be responsible for downtime charges resulting from damage to a rental vehicle. Consider purchasing loss of use coverage as well. This protects you from charges that may be assessed because the damaged vehicle can't be put back in service.