Auto insurance

Each vehicle and driver licensed in Saskatchewan is insured by the SGI Auto Fund. The coverage provided by the Auto Fund provides only the minimum protection required by law.

For private passenger vehicles, this includes:

• $200,000 liability protection
• $700 deductible for vehicle damage
• personal injury coverage

Extended auto insurance

Is your deductible too high? Do you want more protection in the event you’re injured in a collision? Do you need more coverage in case you injure someone else or damage their property with your vehicle?

An SGI CANADA Auto Pak policy can increase your basic coverage and lower your deductible from $700 as low as $50. This deductible is the amount you must pay before your insurance takes over and pays the remaining costs.

An extended auto policy can:

• Reduce the amount of your deductible.
• Provide you with more protection in the event you’re injured in an auto collision.
• Ensure you have enough liability coverage in the event you injure someone else or damage their property with your vehicle.

To determine what amount of protection that is right for you, your insurance broker will ensure that you know about all the options available to you and can customize an insurance package that meets your needs.

Premium discounts

You may be able to reduce your auto insurance premiums and get extra coverage at no additional cost if you haven’t had a claim for 5 years or more. Also, you can qualify for a 5% discount if you insure more than 1 vehicle on a policy.