Auto insurance

Commercial vehicles

Coverage options

Some types of coverage aren't automatically included in our Commercial Auto Pak policies. We make them optional so you can customize the protection that best fits your needs.

For an additional cost, you can add any of the following coverages to your Commercial Auto Pak policy:

Deductible waiver

Gives you the ability to waive your deductible in the event your vehicle is damaged as a result of hitting or being hit by an animal or bird. In order to be eligible for this coverage, you must purchase Collision or All Perils coverage under our Commercial Auto Pak.

Loss of use coverage

This coverage pays for expenses (up to a specified amount) related to the renting of a vehicle should your vehicle be stolen or damaged.

Non-owned autobile coverage

This coverage is for businesses that require protection for any non-owned vehicles operated on their behalf. Please note, coverage is not available on a stand-alone basis.

Replacement or repair cost coverage

This can protect you against depreciation and rising repair costs if your new vehicle is damaged. It can also provide coverage for paintless dent repairs that are done without bodywork or painting through paintless dent repair shops.

Road hazard glass coverage

This gives you a choice of a deductible as low as $100. If you choose a $100 deductible for your vehicle, you'll also have the option of having your windshield repaired at no cost to you.