SGI CANADA HOME

SGI CANADA Home PakGroup of houses


Important features of all Home Paks

All SGI CANADA Home Paks provide you with the following features at no additional cost.

Replacement cost coverage

This coverage protects your home, outbuildings and belongings for replacement at today’s prices, not depreciated values (some limitations may apply).

With an SGI CANADA Home Pak, you’re also protected against:

  • credit - or debit - card loss, cheque forgery and counterfeit money
  • expenses associated with debris removal following an insured loss
  • damage to your property from emergency entry by police officers, paramedics or firefighters
  • increased living expenses and lost rental income following an insured loss
  • inflation protection
  • mass evacuation expenses
  • damage to trees, shrubs and outdoor plants
  • damage to belongings of guests or household employees

Ask your SGI CANADA broker to explain the limits and conditions provided by the policy.

Personal liability coverage

This coverage protects you in case you're found legally responsible for bodily injury to someone else or for damage to their property.

All SGI CANADA Home Paks include a basic $1 million limit in personal liability coverage. Coverage provided includes:

  • court costs, legal fees and certain other expenses
  • voluntary medical payments up to $5,000
  • voluntary property damage payments up to $5,000

Ask your SGI CANADA broker about options for increased amounts of protection and important extensions of your personal liability coverage for other property you may own such as seasonal residences or watercraft.