Automatic features of Business Owners' Value Pak™ for small businesses
The buildings and contents of your business are automatically protected from all risks of direct loss or damage for replacement cost, including such things as:
- Fire
- Explosion
- Impact by aircraft or land vehicles
- Lightning damage to electrical appliances
- Riot, vandalism and malicious acts
- Smoke damage or leakage from fire-protection equipment
- Windstorm or hail
- Rupture of heating or plumbing systems
Your business is automatically covered for damage to such things as:
- Glass
- Outdoor signs
- Electronic data processing equipment, such as cash registers and computers
Automatic liability protection
Your Business Owners' Value Pak™ also automatically includes $1 million in commercial general liability insurance in case you're found legally responsible for bodily injuries or property damage suffered by a third party. This amount can also be increased.
Crime
Your Business Owners' Value Pak™ includes protection for robbery and employee theft.
Equipment Breakdown
Your Business Owners' Value Pak™ includes protection for equipment breakdown.